Daniel R. Whitaker
Senior Payments Analyst
Daniel R. Whitaker has spent 14 years mapping how money moves across borders, from card network interchange to real-time rails like FedNow, Pix, and UPI. He has advised merchants and payment processors on settlement timing, fee structures, and local acceptance rules in more than 40 markets.
PUBLICATIONS
Direct Debit: How It Works and Where It Is Used
10/29/2026
BLIK: Poland's Mobile Payment System Explained
10/29/2026
WeChat Pay: What It Is and How Foreign Merchants Can Accept It
10/29/2026
Open Banking Explained: How Account-to-Account Payments Work
10/29/2026
What Is ACH? How Automated Clearing House Payments Work
10/29/2026
Cross-Border Payments: Where Your Money Actually Goes (And Why It Shrinks On The Way)
10/29/2026